Roofing & Siding Experts Storm Damage Repair Specialists
ROOFING GALLERY
Wind Damage
WIND DAMAGE
Hail Damage
Hail Damage to a roof is defined as damage to roofing as a diminution of water-shedding capability or a reduction in the expected long-term life of the roofing material. Specifically defined, functional hail damage causes splits to cedar shakes and damage to asphalt shingles as punctures, tears, or fractures (bruises) in the shingle mats.
Hail can damage Cedar Shakes & Shingles when even as small as quarter size. Depending on variables such as hardness and wind speeds these stones can fly at speeds in excess of 150mph. When falling in such fashion, depending on the age of the roof and size of the hail typical Shakes & Shingle hold little resistance. Hail will also cause damage to other exterior fixtures around a property such as siding, gutters, window screens, painted fences, fascia, ac units, mail boxes, shrubbery and any and all things in the path of these destructive stones.
WIND DAMAGE
When wind passes over and around a building, it generates inward and outward pressures on the walls and inward or outward (uplift) pressures on the roofs. Inward (positive) pressures are generated on the windward side of the building as the wind blows against a wall or roof surface such as a steep or semi steep roof. This positive pressure can lead to damage shingles, lifting the tabs so that the pressure can get under the tab/shake. Ridge caps can be blown off and entire sections of shingles can be lifted and or bent/creased before laying back down to lay flat on the roof again
Understanding the Insurance Claims Process
Whether your home has been damaged by hail, strong wind, ice damming or a falling tree, we are here to perform a thorough, professional inspection of your home and put together the information you’ll need to file a claim with your insurance company. Also alleviating some of the stress and anxiety that is related to the claims process.
JnJ Restoration is a local General Contractor that is here to serve you and provide an unmatched level of customer service as we work with you on inspecting and repairing your property, and we will walk you through every step of the way during your insurance claims process.
We take the responsibility of repairing your property back to normal very seriously and have your best interests in mind as we negotiate with insurance adjusters and help settle your claim as quickly as possible.
Steps in the claims process
- A comprehensive inspection of your roof and exterior to determine the scope of damage sustained from the storm.
- Review of the damage caused with the property owner and emailed photographic damage report
- Contact your insurance provider to file a claim for damage as a result of the storm.
- Adjustment is scheduled and JNJ Restoration will be there to meet with you adjuster and assist in providing information on the scope of damage and other information to assure that your claim is fully and fairly paid for any and all damage as a result of the storm.
- Scope of work and estimates are agreed upon with insurance company and adjuster.
- Repairs are completed.
- JNJ Restoration assists in ensuring that you receive all and final payments from your insurance provider.
What makes JNJ Restoration uniquely qualified to help?
If your home sustains damage from a storm, we will work with you to get your claim approved and the damage repaired so that your home and life can return to normal and your biggest investment is protected from the elements.
We have worked hard to build and maintain a good reputation with adjusters and insurance companies over the years. Therefore we will personally meet the adjuster at your home to go over the claim. Our goal is to make sure all bases are covered and that all parties get what is needed to complete a project in a timely yet professional manner.
JNJ Restoration is committed in helping you with all the steps in the process of getting your property into a better condition than it was before the storm. With our knowledge and experience in assisting thousands of property owners and their claims over the years you can be assured that you will be well taken care of.
Storm Damage FAQs Was my property damaged by a storm?
Call us at JNJ Restoration and schedule your FREE property inspection. Its not easy to see damage caused by hail on a roof and needs to be inspected by a qualified professional.
Do I need to file a claim on my property? How do I file a claim?
If storm damage was found, JNJ Restoration will provide detailed report of damage found so you simply call your insurance company to file a claim. They will assign a claim number to your claim and will have an adjuster contact you to set up a time and date to come out and assess damage. Next you simply call your JNJ Restoration representative and they will meet with your adjuster
Will it cost me anything to file a claim?
No, The insurance company is responsible for covering and paying for any and all storm related damage.
Will my insurance company raise my rates if I file a claim?
No, claims related to Wind, Hail and or lighting are considered Catastrophic events of which you have no way of preventing or preparing for. Insurance companies cannot rasie your rates or penalize you individually as a result of filing this type of claim. Insurance companies look at entire regions when considering rate increases. Your rates my slightly increase as a result of a catastrophic storm no matter if you file a claim or not.
What if my insurance company approves a lesser amount than the amount of your estimate?
The contract between you and JNJ Restoration guarantees you that we will only do the insurance related repairs at the insurance approved price with no extra out of pocket expense. Its actually quite common for an insurance scope to be less or have items left off of the scope that should be covered. If this is the case, JNJ Restoration will address any insufficiency in the estimate prepared by your adjuster with proper documentation and pictures. You will Never be asked to pay more than what the insurance company pays for the scope of work approved by your insurance company.